Hong Phuc
The deal will help create a comprehensive retail payment infrastructure system and develop an electronic payment system which strongly supports the banking system and services of e-commerce and non-cash payments.
Despite the benefits of the merger, commercial banks are still concerned about their limited rights and interests as the central bank will hold a majority stake of 51% in the new enterprise while member banks and organizations of the card alliances will share the remaining stake.
Therefore, bankers said the establishment of the unified card alliance needs a transparent and fair mechanism to ensure that customers and enterprises use payment services at the lowest cost and more conveniences.
Some experts suggested the central bank’s ownership in the new enterprise should be reduced to 30-35% as this would not only ensure the control of the State for the company’s operations but also strengthen the competitiveness and development of the market.
Đăng ký: VietNam News
