Manh Tung
An apartment building in downtown HCMC in this file photo. Disbursement of the VND30-trillion preferential home loan package picked up steam in the second half last year - PHOTO: TL.
Minister of Construction Trinh Dinh Dung looked upbeat when he gave the information at a web conference last Friday.
As of December 15, five banks involved in the home loan package lent out nearly VND9.42 trillion, or 31.39% of the total. In June last year only 7.63% of the VND30 trillion found borrowers.
Meanwhile, banks agreed to make VND5.04 trillion loans to 11,626 individual and household clients and disbursed VND3.35 trillion to 11,607 borrowers. Regarding corporate clients, banks pledged around VND4.38 trillion for 34 projects and disbursed VND1.53 trillion for 29 projects.
According to Dung, the disbursement rate has speeded up since the Government issued Resolution 61/NQ-CP amending Resolution 02/NQ-CP to make it possible for more people to access low-interest loans with longer terms. The accelerated rate also results from the implementation of new budget housing projects.
Tran Trong Tuan, director of the HCMC Department of Construction, said HCMC began construction of a low-cost housing project in District 2 and another for military personnel in Go Vap District, raising the number of budget housing projects in the city to 15 with 2,442 apartment units.
The city has so far sold 1,653 budget houses, according to Tuan.
Regarding growth targets of the construction sector, Minister Dung said the development targets of last year were maintained.
The sector’s production output went up 10.2% to VND849 trillion last year. Based on the 2010 base prices, the value was VND676 trillion, up 7.6% against 2013.
The average floor space was 20.6 square meters per person, around one square meter higher than in 2013.
Regarding cement consumption, around 70.6 million tons of cement was sold last year, 10.3% above the target and 15% higher than the previous year.
The central bank has permitted 10 more banks to join the home loan program following Resolution 02/NQ-CP. They are Baoviet Bank, Eximbank, SCB, PVcom Bank, TPBank, OCB, VPBank, SeABank, Nam A Bank and SHB.
The participating banks now number 15. The other five banks are BIDV, VietinBank, Vietcombank, Agribank and MHB.
Đăng ký: VietNam News
